Jim Hern is a Vice President of Michigan Financial Companies, a financial services firm focusing on estate planning strategies, wealth accumulation, business planning and executive benefits for both publicly- and privately-held companies.
He brings over 20 years of financial, managerial and leadership experience to the firm. Jim prides himself on putting his client’s needs first, managing their portfolios using strategic and tactical asset allocation strategies that best suit their needs and objectives.
Jim provides his clients with a comprehensive financial analysis to address every aspect of their financial future; preparing for retirement and beyond. His services include income planning for retirement, tax reduction strategies, investment analysis, education funding strategies, charitable giving strategies and more.
- Michigan State University - Bachelor of Arts
- Wayne State University - Masters of Business Administration
- Accredited Investment Fiduciary (AIF®)
- Retirement Income Certified Professional (RICP)
- Series 7, 63, 66
- Property, Casualty, Life & Health insurance licenses
- Completed first two levels of CFA
Memberships & Affiliations
- Troy Baseball Boosters
- Troy Community Coalition
- Past Adjunct lecturer in Finance/Investments at Eastern Michigan University (2008-2009)
Aaron Stine is an Associate Financial Advisor at Michigan Financial Companies, a financial services firm focusing on estate planning strategies, wealth accumulation, business planning and executive benefits for both publicly and privately-held companies.
As an Associate Financial Advisor, Aaron is qualified to address the diverse needs of each client as they financially prepare for their future. He provides recommendations for asset allocation, funding for education, retirement, as well as life and long-term care insurance.
He works closely with business owners, executive teams and their advisors to help pursue their financial goals and implement strategies to meet their distinctive needs.
- FINRA Series 6
- FINRA Series 65
- FINRA Series 63
Aaron resides in St. Johns, MI with his wife, Nicole, and two children, Paisley and Paityn. He is involved in his church and coaches the St. Johns High School swim team. In his spare time, he enjoys cycling, swimming, running, carpentry and volleyball.
"As a military veteran, I have a set of core values by which I conduct myself. Acting with integrity is of the utmost importance when managing the life savings of my clients. The decision to work with a financial advisor is not a transaction but a commitment by both parties. When I commit to my clients, I do not take that decision lightly, I hold myself accountable just as I would expect of anyone else if the roles were reversed."