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About Louie

Nick J. Valenti headshot

Louie Perraut, CFP®

Financial Advisor



All financial success comes from acting on a plan. A lot of financial failure comes from reacting to the market.  -Nick Murray

Louie Perraut, CFP®, is a Financial Advisor at Michigan Financial Companies, a financial services firm dedicated to helping individuals, families and business owners in the community build towards a well-planned financial future.  As a Financial Advisor, Louie addresses the diverse needs of each of his clients through a relationship of mutual respect and uncompromising integrity. It is his ultimate goal to serve as a lifelong resource to the businesses and individuals he works with so they may pursue their financial goals.

With a background in the health care industry, Louie has a unique understanding of the demands the industry places on its employees and the concerns they have when preparing for their own retirement, safeguarding what they have worked hard to build, and protecting their families through insurance strategies.  Over the years, Louie has also placed a special focus on working with employees at higher education institutions. His team has the ability to manage assets within these retirement plans, allowing him to provide a second opinion to their investment strategy. Oftentimes, employees feel the only factor they can impact when it comes to an employer-sponsored retirement plan is how much they contribute, but he works closely with his clients to adjust how their retirement dollars are being invested. He truly enjoys working with the employees of these schools and guiding them on their financial journeys.

Another area of focus for his practice is working with small businesses. Many business owners are unsure how to attract and retain key talent in a competitive labor market and haven’t had the time to check if their original benefits package still fits their growing company. Louie guides his business owner clients through a 5-step process to identify their goals, audit and benchmark their current benefits package, and produce strategies that can reduce taxes while retaining key talent. His goal is to help Business owners who work with him feel empowered and relieved because they have a competitive retirement plan that incentivizes their talent and allows them to focus on what they are excellent at, running their business.


  • Michigan State University — B.A. in Mathematical Economics (2017)
  • Chia Kuei Tsao Award — Outstanding Academic Achievement in Mathematics
  • Wayne State Alumni Organization

Professional Qualifications

  • Life, Accident, & Health Insurance Licenses
  • Variable Life and Annuities License
  • Series 7
  • Series 66 
  • CFP® (Certified Financial Planner)


Louie currently resides in Auburn Hills, MI. He lives an active lifestyle and enjoys traveling, and spending time with friends and family. In his free time, Louie finds pleasure in meditating and listening to live music.

Check the background of this firm/advisor on FINRA’s BrokerCheck.